| FACTS | WHAT DOES AUTHORIZED LENDING, DO WITH YOUR PERSONAL INFORMATION? |
| WHY? | Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do. |
| WHAT? | The types of personal information we collect, and share depend on the product or service you have with us. This information can include:
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| HOW? | All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Authorized Lending chooses to share; and whether you can limit this sharing. |
| REASONS WE CAN SHARE YOUR PERSONAL INFORMATION | Does Authorized Lending share? | Can you limit this sharing? |
| For our everyday business purposes — such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus | YES | NO |
| For our marketing purposes — to offer our products and services to you | YES | NO |
| For joint marketing with other financial companies | YES | NO |
| For our affiliates’ everyday business purposes — information about your transactions and experiences | YES | NO |
| For our affiliates’ everyday business purposes — information about your creditworthiness | YES | YES |
| For our affiliates to market to you | YES | YES |
| For non-affiliates to market to you | YES | YES |
| TO LIMIT OUR SHARING |
Please note: If you are a new customer, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our customer, we continue to share your information as described in this notice. However, you can contact us at any time to limit our sharing. |
| QUESTIONS? | Call (844) 884-2884 or go to https://www.authorizeddebtrelief.com |
| MAIL-IN FORM | |||
Mark any/all you want to limit:
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| Name | Mail to:
Authorized Lending, |
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| Address | |||
| City, State, Zip | |||
| Program # | |||
| WHAT WE DO | |
| How does Authorized Lending protect my personal information? | To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. |
| How does Authorized Lending collect my personal information? | We collect your personal information, for example, when you:
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies. |
| Why can’t I limit all sharing? | Federal law gives you the right to limit only:
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| What happens when I limit sharing for an account I hold jointly with someone else? | Your choices will apply to everyone on your account. |
| DEFINITIONS | |
| Affiliates | Companies related by common ownership or control. They can be financial and non-financial companies.
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| Non-Affiliates | Companies not related by common ownership or control. They can be financial and non-financial companies.
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| Joint Marketing | A formal agreement between non-affiliated financial companies that together market financial products or services to you.
State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law. |
© 2023 Authorized Lending. All rights reserved.
We provide debt consolidation services. Our clients who make all monthly program payments pay approximately 55% of their enrolled debt upon successful program completion, before program fees. Fees are based on a percentage of your enrolled debt at the time of starting the program and range from 15%-25% of your enrolled debt. Programs range from 24-48 months. On average, clients must save approximately 40%-50% of each debt due to an enrolled creditor before a bona fide settlement offer will be made. On average, clients receive their first settlement within 3-6 months of enrollment and approximately every 3-6 months thereafter from when the prior debt was settled. Not all clients complete the program. Estimates are based on prior results and may not match your results. We cannot guarantee that your debts will be resolved for a specific amount or percentage or within a specific timeframe. We do not assume your debts, make monthly payments to creditors or provide tax, bankruptcy, accounting, legal advice or credit repair services. Program is not available in all states; fees may vary by state. The use of debt consolidation services will likely adversely affect your credit. You may be subject to collections or lawsuits by creditors or collectors. Your outstanding debt may increase from the accrual of fees and interest. Clients may withdraw from the program at any time without penalty and receive all funds from their dedicated account, other than funds earned by the company or fees paid to third-party service providers, as may be applicable. Read and understand all program materials prior to enrolling. Certain types of debts are not eligible for enrollment. Some creditors are not eligible for enrollment because they do not negotiate with debt consolidation companies.
Authorized Lending makes no guarantees regarding performance (e.g. that debts will be lowered by a specific amount or percentage or that a client will be debt-free within a specific period of time).
We do not discriminate on the basis of race, color, religion, sex, marital status, national origin or ancestry.
Testimonials reflect the individuals’ opinions and may not be illustrative of all individual experiences.
Please note that all calls may be recorded or monitored for quality assurance and training purposes.