Authorized Debt Relief

Talk To A Certified Debt Specialist

Debt Relief - A Smart Solution to Lower Your Monthly Payments

Ready to Relieve Yourself of Your Debt Burden?

Our Specialists are standing by to help you NOW!

What We Do

ADR assists individuals in the U.S. with tailored debt relief programs that are effective. Our service offers debt consolidation without the need for a loan. Our individualized plans aim to lower your debt, prevent bankruptcy filing and ultimately conquer excessive debt.

Free Consultation

Tell us your situation, then find out your debt relief options – no obligation.

Affordable Plan

Approve your plan, personalized from our suite of products.

Get Out of Debt Faster

Get back to financial stability and living your life within 24-48 months.

We Can Lower Your Monthly Payment Significantly

If you had a total debt of...


The Minimum payment illustration is for individuals with fair credit and a 23% interest rate (rounded up), with a payment that covers interest and 1% of outstanding balance. Keep in mind that as long as there are no new charges, fees or interest, and minimum payments continue to be made, the minimum required monthly payment will gradually decrease as the total balance is reduced.

Our Objective is to assist you in settling your enrolled debts efficiently and to negotiate settlements for an amount lower than your owed amount

Your Customized Program -
No Worries

Debt Resolution programs with Authorized Debt Relief come with a Money-Back Guarantee for your assurance.

Do you Qualify for Debt Relief?

*You owe more that $10,000 in debt
This serves as the minimum amount required to negotiate on your behalf, providing us with increased bargaining power and greater chances of settling debts with your creditors.
*You have Unsecured Debt Types
We only are able to work with unsecured debts, which don’t hav e any collateral tied to them. This includes credit cards, medical bills, and payday loans. Debts that are secured, such as student loans and mortgages, are not eligible for our debt settlement services.
*You are able to make regular monthly payments
Our program involves depositing a fixed amount into a Dedicated Account every month. Consistent monthly payments are essential for your overall success in the program

Ready to Relieve Yourself of Your Debt Burden?

Our Specialists are standing by to help you NOW!

Frequently Asked Questions

On average our clients pay 55% of their enrolled debt balance on their resolved debts, though results may vary. This figure does not include Authorized Debt Relief’s fees.
A temporary decrease in your credit score during the start of your debt resolution program is expected and normal. While it may be concerning, it is a necessary step that helps establish the foundation for negotiating new terms and agreements with those you owe. It’s important to remember that you are in control, not your creditors. The faster you complete the program, the faster you can start improving your overall credit worthiness. Many of our clients have also reported full credit score recovery and improvement after successfully completing the program.

We specialize in resolving unsecured debts, which are debts that don’t have collateral attached. This includes credit card debt, medical bills, and payday loans. Debts that are secured, such as mortgages and car loans, are not eligible for our debt resolution program. Additionally, we are unable to provide assistance with federal student loans. If you’re unsure if your debt qualifies, feel free to reach out to us for more information.

We do not charge any upfront fees. Our team is only compensated when we successfully lower the amount of your enrolled debt. Our fees are tied to our performance and our success in negotiating more favorable terms and agreements with your creditors. These fees typically range from 15% to 25% of your debt balances at the time of enrollment. Note: Our Team will collect a fee from your Dedicated Account, but only after an agreement to settle has been made with your creditor and approved by you.

You have made at least one payment towards that resolution, and We have reduced what you owe
YOU! This account is set up for your debt resolution program to keep your funds separate from your other money. If you withdraw from the program, the remaining funds in your account, after deducting banking fees, third-party fees, and earned debt resolution fees, will be yours to keep.
Program experiences vary from person to person. The amount you’ll pay monthly depends on various factors such as the length of your program and the amount of debt you enrolled. Any comparison of monthly payment reduction is estimated, based on your program payments compared to an estimated minimum payment calculated with an interest rate of 16.41%, and a minimum payment that includes 3% of your enrolled debt balance.

© 2023 Authorized Debt Relief. Please note that all calls may be recorded or monitored for quality assurance and training purposes.

Authorized Debt Relief makes no guarantees regarding performance (e.g. that debts will be lowered by a specific amount or percentage or that a client will be debt-free within a specific period of time).

We do not discriminate on the basis of race, color, religion, sex, marital status, national origin or ancestry.

Testimonials reflect the individuals’ opinions and may not be illustrative of all individual experiences.